An offer that is often referred to as a ‘bully offer’ is one that has been submitted to the seller before the intended offer presentation time. These offers come with a lot of strategy from both the perspective of the buyer and from the seller as there is a definite factor of risk in both submitting and accepting a bully offer.Continue reading →
Even though multiple offers are not as prevalent as they have been in years past, they still do exist, and make it much more difficult for a buyer in need of mortgage financing to compete with an all cash buyer. As a result, buyers now need to adapt, come up with unique strategies, and take active steps towards making their offer as attractive as possible to the seller.Continue reading →
Selling your first home can be an exciting but also overwhelming and stressful experience so its important to make sure you have the proper guidance to help steer you in the right direction. Tying in the purchase of your second home to this experience will no doubt add more details to be looked after so its important to have the right expertise to help you prepare, and look after you along the way.Continue reading →
A long standing debate that I am sure many could continue to discuss over is if you’re better off renting or if you’re better off buying a place to call your own.
Im going to discuss in this blog some of the pros and cons to both sides of this argument that an individual should probably be considering before making the decision to purchase their first place or to continue renting. Read on to hear the main arguments in this important decision, and figuring out what best suits you.Continue reading →
The Federal government has several programs available to help assist and support new buyers entering the market hoping to make their first purchase.
If you’re thinking of getting into the market, it might be worth your while to do some digging and be aware of all the credits and exemptions that are available to you, to help you save a bit of your hard-earned money!Continue reading →
Recently, British Columbia has introduced a Speculation Tax that potentially may be affecting your vacant home, or even if your home is often vacant. This blog will go over how that tax is calculated, and what the exemptions are for it.Continue reading →
The sleepy winter months of Real Estate seem to be at an end and with the fairly mild winter that we have had so far (ignoring the recent cold snap and dusting of snow) seems to have produced what feels like an earlier start to the spring market. With rumours of interest rates potentially dropping, or at the very least not going up in the near future, it feels like a potential recipe for a busy start to the year in what is now a much more balanced market for buyers and sellers.Continue reading →
One of the most common questions that I get asked is why someone would choose to work with a mortgage broker when considering home financing options. The main ones I refer to are a wider array of choice and the fact that we represent our clients best interest rather than that of the lending institution. We work specifically for you and you get access to our lending network which can include dozens of options. Below you’ll find ten great reasons to use a mortgage broker.Continue reading →
When buying a home, your costs will be more than just a down payment when it comes to completion, and its important to budget accordingly so to not be caught off guard and potentially feeling a little strapped for cash. Some of these costs can be built into/added onto your mortgage, and some cannot.
This blog will go over the most common closing costs that you’ll deal with so to help you prepare and budget ahead of time.Continue reading →
Your home likely has a special place in your heart, but its important to understand that not all buyers are going to see it in the same light as you do. Its possible to that you might be wearing some rose coloured glasses when evaluating your home and its potential short comings, so when your REALTOR makes suggestions of these following things, try not to take it personal… We see stuff like this all the time and our suggestions come with the mindset of helping you achieve your best outcome!Continue reading →